Elepay's New 180-Day Pay-Later Solution for Property Owners in Australia
Pymnts.com3 months ago
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Elepay's New 180-Day Pay-Later Solution for Property Owners in Australia

BUSINESS
elepay
bnpl
australia
property
lending
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Summary:

  • Elepay, an Australian lender, introduces a new 180-day pay-later solution specifically designed for property owners.

  • This offering allows property owners to finance pre-listing renovations, repairs, and marketing without upfront costs.

  • Australia leads the world in BNPL adoption, with services like Afterpay and Sezzle gaining significant traction.

  • While embedded lending is on the rise in Australia, friction points in the application process hinder its widespread adoption.

Elepay Offers 180-Day Pay-Later for Australian Property Owners

Australian lender Elepay has introduced a new 180-day pay-later solution specifically for property owners. This offering allows owners to capitalize on their property's value without worrying about upfront expenses.

Elepay's new solution enables property owners to finance pre-listing renovations, property styling, repairs, maintenance, and marketing with deferred payments for up to 180 days. This allows owners to enhance their properties with less financial strain.

The trend of buy now, pay later (BNPL) options is gaining momentum globally, with Australia leading the charge in adoption. While BNPL usage is still relatively low in most countries, Australia sees a significantly higher adoption rate compared to other regions.

Elepay's move aligns with the growing popularity of BNPL in Australia, where services like Afterpay and Sezzle have gained traction among consumers.

Despite the rise of embedded lending in Australia, friction points in the application process continue to hinder its widespread adoption. This highlights the need for lenders to address these issues to fully realize the potential of embedded lending.

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